The Possible Collapse of the U.S. Home Insurance System

This transcript was created using speech recognition software. While it has been reviewed by human transcribers, it may contain errors. Please review the episode audio before quoting from this transcript and email transcripts@nytimes.com with any questions.sabrina taverniseFrom “The New York Times,” I’m Sabrina Tavernise. And this is “The Daily.”[MUSIC PLAYING]Today, my colleague, Christopher Flavelle, on a “Times” investigation into one of the least known and most consequential effects of climate change — insurance — and why it may now be a concern for every homeowner in the country.[MUSIC PLAYING]It’s Wednesday, May 15.So, Chris, you and I talked a while ago about how climate change was really wreaking havoc in the insurance market in Florida. You’ve just done an investigation that takes a look into the insurance markets more broadly and more deeply. Tell us about it.christopher flavelleYeah, so I cover climate change, in particular the way climate shocks affect different parts of Am...