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6 clever ways I’ve saved money (that weren’t as scary as I thought)

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By Tommy Tindall, NerdWallet Are you feeling financially stressed or fiscally encouraged this year? Over a third of Americans said they feel optimistic (35%) and/or confident (35%) about their finances going into 2026, according to NerdWallet’s 2026 Consumer Outlook Report. But nearly as many feel anxious (32%) and/or stressed (30%). If you’re in camp nervous, looking for clever ways to cut expenses could chill you out. I’m no genius, but these couple of money traits keep me clever: I’m curious enough to question the value of the services I pay for. I’m willing to try a new service, plan or strategy when potential savings are compelling. I’ve also gotten more comfortable being uncomfortable....

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