How To Get An RV Loan: 3 Steps To Financing An RV | Bankrate

Key takeaways You can get an RV loan from banks, credit unions, online lenders and at some RV-specific dealerships. To qualify for an RV loan, you'll need to meet certain credit score, income and credit history requirements, in addition to lender-specific requirements. To improve your chances of approval, make sure your finances are in order and research lenders to find options that cater to your situation. Recreational vehicles — or RVs — can cost anywhere from under $10,000 to over $500,000, depending on the class, model and condition. An RV loan can be a great way to finance them. And there’s no shortage. You can find RV loans through online lenders, banks, credit unions and RV dealerships.What to do before getting an RV loanBefore you commit to a loan, check your credit score, have a down payment and compare rates with at least three lenders.Check your credit score: Lenders typically require a score of 670 or higher. If your score is lower, try improving your credit score before su...